Billing for Patients without an Ontario Health Insurance Plan (OHIP)

As a community hospital that serves one of Canada’s most diverse communities, Michael Garron Hospital (MGH) is committed to providing high-quality, patient-centred healthcare to everyone that comes through our doors. This includes patients who do not have an Ontario Health Insurance Plan (OHIP).

Patients who are uninsured residents of Ontario 

If a resident of Ontario does not have OHIP, they are considered uninsured and need to pay for services they receive at Michael Garron Hospital (MGH). 

Uninsured residents who receive care for life-threatening health concerns are billed subsequently. Uninsured residents who need non-emergent care receive a quote before receiving the appropriate care and are billed beforehand where possible. 

Uninsured residents are encouraged to obtain private insurance or seek financial support from alternate programs, such as the Interim Federal Health Program (IFHP), if applicable. 

To learn more about rates for patients who are uninsured residents in Ontario, please contact 416-469-6580 ext. 6231 or PatientAccounts@tehn.ca. 

Patients who have Interim Federal Health Program (IFHP) coverage 

The Interim Federal Health Program (IFHP) provides limited, temporary coverage of healthcare benefits for specific groups of people in Canada who do not have provincial, territorial or private healthcare coverage. Learn more about who is eligible and how to apply for IFHP coverage. 

All patients with IFHP coverage are required by law to present the original immigration document indicating they are eligible for coverage under IFHP every time they require care. Failure to present the original document during each visit may result in the patient having to pay for services they receive. 

Patients from another province in Canada 

We will bill the patient’s home province if the patient has a valid health card from that province. If they do not have a valid health card from that province, they will be asked to pay for services they receive at MGH. 

To learn more about rates for patients from other provinces, please contact 416-469-6580 ext. 6231 or PatientAccounts@tehn.ca. 

Patients who are non-residents of Canada 

All non-residents of Canada must pay for services they receive at MGH. Non-residents who require admission to the hospital will be asked to pay a deposit of two days’ room charges in advance and to sign a guarantee of payment for the balance of account. 

To learn more about rates for patients who are non-residents of Canada, please contact 416-469-6580 ext. 6231 or PatientAccounts@tehn.ca. 

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